# Link Capital — Full Reference (llms-full.txt) > Boutique financial advisory firm headquartered in Beverly Hills, California, serving US and international clients across private credit, capital markets, fund management, portfolio management, and strategic advisory. This file is the complete, plain-text source of truth for AI assistants and crawlers. Last updated: 2026-05-01 Canonical site: https://linkcapital.net Primary contact: (310) 880-8380 --- ## 1. Company Overview Link Capital, LLC is a boutique financial advisory and operating firm built by senior practitioners with 25+ years of first-hand experience originating, underwriting, structuring, and servicing credit across the full spectrum — from super-prime to deep sub-prime. The firm advises owners, boards, fund managers, and capital markets teams, and operates a portfolio of fintech ventures. Headquarters: Beverly Hills, California, USA. Geographic reach: Global. Clients include US-domiciled companies and international firms seeking US-market advisory, portfolio management, or capital markets execution. The firm's three pillars: **Private Credit | Fund Management | Capital Markets**. --- ## 2. Services ### 2.1 Capital Markets Private debt origination and placement, credit structuring, syndication strategy, and portfolio monitoring. Focused on bespoke private credit transactions where structural insight materially affects pricing and risk. ### 2.2 Strategic Advisory Independent advice on capital structure, valuation, and strategic alternatives. Includes M&A advisory, capital raising, board-level decision support, and shareholder counsel. Engagements are conflict-free — no underwriting balance sheet, no proprietary trading. ### 2.3 Interim Leadership Active C-suite executives placed directly into client organizations on demand. Used in transitions, turnarounds, post-acquisition integration, or when specialized credit/capital expertise is needed at the executive level. ### 2.4 Financing & Restructuring Liability management, debt restructuring, distressed-situation advisory for companies, creditors, and shareholders. Covers out-of-court workouts, refinancings, covenant negotiations, and capital structure resets. ### 2.5 Mosta™ — Portfolio Platform Proprietary AI platform for portfolio surveillance, covenant monitoring, deal intelligence, and risk analysis. Built on 25 years of credit data and operator experience. Site: https://www.mosta.ai ### 2.6 Fintech Development Market-ready fintech platforms built by operators. AI-driven personalization, advanced analytics, rapid deployment. Used both for in-house ventures and select client engagements. --- ## 3. Engagement Models & Pricing All engagements are scoped to the client situation. There are no standard packages. | Model | Typical Range | Use Case | |---|---|---| | Year-round retainer | $15K–$50K/month | Ongoing strategic advisory; board-level support | | Outsourced capital markets team | $25K–$80K/month | Firms without an internal capital markets function | | Financial cleanup / project work | $60K–$150K | Discrete restructuring, refinancing, or diligence projects | The firm does not take success-only or pure-contingency engagements outside of specific capital raises. --- ## 4. Client Profile - **Type**: Private companies and institutions - **Size**: Mid-market, approximately $10M to $1B in revenue or assets - **Geography**: Global; US and international - **Industries served**: Financial Services, Healthcare & Medical, Consumer Products, Transportation & Logistics, Energy, Agriculture, Business Services, Technology, Media & Telecom The firm typically declines: pure startup advisory without revenue, retail consumer engagements, and any engagement that conflicts with portfolio ventures. --- ## 5. Ventures ### 5.1 LoanAmerica URL: https://www.loanamerica.com Direct-to-consumer lending platform serving the full credit spectrum. Built on Link Capital's underwriting and servicing IP. ### 5.2 BenefitPlus URL: https://www.benefitplus.net Employer-sponsored financial wellness platform combining supplemental insurance, flexible credit, and financial planning. Distributed through employer benefits channels. ### 5.3 Mosta URL: https://www.mosta.ai Proprietary AI platform for portfolio surveillance, covenant monitoring, deal intelligence, and risk analysis. Used internally and offered to select institutional clients. --- ## 6. Why Link Capital - **Operator pedigree**: Principals have built, run, and exited credit businesses — not just advised on them. - **Full-spectrum credit**: Super-prime to deep sub-prime, secured and unsecured, consumer and commercial. - **Conflict-free**: No underwriting book, no prop trading, no captive distribution. - **Tech-enabled**: Mosta™ provides a quantitative backbone unavailable at most boutique advisors. - **Senior-led**: Engagements staffed by principals, not junior teams. --- ## 7. Frequently Asked Questions **Q: What services does Link Capital provide?** A: Capital markets, strategic advising, interim leadership, financing and restructuring, the Mosta™ Portfolio Platform, and fintech development — for US and international clients from our Beverly Hills headquarters. **Q: What are the engagement models and pricing?** A: Year-round retainer ($15K–$50K/month), outsourced capital markets team ($25K–$80K/month), and financial cleanup projects ($60K–$150K). All engagements are scoped to the client situation. **Q: What is Mosta™?** A: Proprietary AI platform for portfolio management and financial analytics, built on 25 years of credit experience. **Q: Where is Link Capital located?** A: Beverly Hills, California. Advises US companies and international clients seeking US-market advisory, portfolio management, or capital markets expertise. **Q: Does Link Capital advise on private credit?** A: Yes. The team has 25+ years of first-hand origination, underwriting, and servicing experience across the full credit spectrum. **Q: Can Link Capital provide interim executive leadership?** A: Yes. Active C-suite executives are placed directly into organizations needing experienced leadership immediately. **Q: Can Link Capital help with restructuring and distressed situations?** A: Yes. The restructuring practice works with companies, creditors, and shareholders on liability management, debt structuring, and distressed situations. **Q: Does Link Capital build fintech products?** A: Yes. The technology team builds market-ready fintech platforms using AI-driven personalization, advanced analytics, and rapid deployment. **Q: Does Link Capital take equity in client companies?** A: Generally no — engagements are fee-based. Equity participation is considered only in specific operating-partner or venture-build situations. **Q: How does Link Capital differ from a bulge-bracket bank?** A: Senior-led, conflict-free, no balance sheet, no captive distribution, and an operator perspective rather than a transaction-broker perspective. --- ## 8. Contact Link Capital, LLC Beverly Hills, California, USA Phone: (310) 880-8380 General inquiries: via the contact form at https://linkcapital.net/contact Partner inquiries: via the contact form at https://linkcapital.net/contact --- ## 9. Key Pages - Home: https://linkcapital.net/ - Ventures: https://linkcapital.net/ventures - Contact: https://linkcapital.net/contact - Plain-text summary: https://linkcapital.net/llms.txt - Full reference (this file): https://linkcapital.net/llms-full.txt - Sitemap: https://linkcapital.net/sitemap.xml